Recent deal: How We Helped an Irish Contractor Unlock Growth Finance for European Projects

At BusinessLoans.ie, we work with ambitious Irish businesses across construction, contracting, engineering, and manufacturing — helping them access fast, flexible business loans to fuel growth.

One of our clients — a specialist contractor with operations across Ireland and mainland Europe — recently returned to us for additional funding. Back in late 2024, we arranged a €150,000 unsecured working capital facility to support mobilisation for a large international project.

Now, with a new contract underway and a growing pipeline of work, we’ve just refinanced and increased their funding to €250,000 — giving them the cashflow needed to keep moving without disruption.

Why Working Capital Matters for Irish SMEs

Many Irish businesses face a common challenge: upfront project costs and delayed payments.

Whether you’re a:

• Contractor bidding on public or private sector tenders

• Engineering or manufacturing firm supplying equipment or services

• Construction business managing multiple jobs across locations

• Exporter handling logistics, staffing, and materials abroad

… the gap between doing the work and getting paid can stretch your cashflow — especially when scaling up.

That’s where flexible business finance makes the difference.

What We Delivered

✅ Refinance and boost of original loan from €150K to €250K
✅ Fast turnaround based on company performance — not just credit history
✅ Funding tailored to international project requirements
✅ No delays, no rigid repayment terms, no personal guarantees required (in this case)

This is what growth finance is meant to do: bridge the funding gap so Irish SMEs can win bigger contracts, manage costs, and keep building.

Need Finance to Fund Your Next Project?

If you're expanding operations, hiring staff, investing in equipment, or working on longer-term contracts, BusinessLoans.ie can help you access:

• Unsecured business loans

• Working capital finance

• Project mobilisation loans

• Bridging loans for contract funding

• Merchant cash advances for seasonal businesses

We fund businesses across Ireland from €10,000 to €500,000, with a focus on fast access, flexible terms, and real-world understanding of how business works.

Call the BusinessLoans.ie team on 01 55 636 55 for fast finance quotes; or APPLY HERE.

From Pressure to Potential: How We Helped a Local Meat Wholesaler Regain Control

I took a call recently from a meat wholesaler who had been through a tough spell.

Some of his hospitality clients had closed down, leaving him with bad debts and accounts that were tight on profit. Banks weren’t interested in helping.

But the core business was solid — some funds tied up in stock, more owed by debtors, and new opportunities to buy discounted stock if he could move quickly.

Invoice finance didn’t suit him. He shared past frustrations — not just his own, but also his customers' — with how invoice finance had worked (or hadn’t) in real-world conditions.

We listened.

We organised a flexible repayment loan that works in sync with his cash flow. Open banking helps automate repayment pacing. The loan will be cleared over 12 months, and he has the option to top up once it's halfway paid.

Now he’s back to focusing on quality products — not cash flow stress.

This is exactly why we built BusinessLoans.ie — to back real Irish businesses run by good people, even when the numbers aren’t perfect on paper.

And it’s always great to a 5 star Google review like this come in after a deal closes:

⭐⭐⭐⭐⭐
“Such an easy process, with Rupert help always at the end of the phone if I had any questions. Would highly recommend using Rupert.”

If your business is in the food, trade, or hospitality supply chain and needs some breathing room, call us on 01 55 636 55 or APPLY HERE.

What Irish SMEs Can Learn From Fintech Summit 2025: Trends, Insights & Opportunities

The Fintech Summit 2025 gathered some of Ireland’s brightest minds in financial services, with a strong focus on the future of funding, banking, payments, AI, and cybersecurity. But beyond the buzzwords and future-gazing, one clear truth stood out:

Irish SMEs need funding that’s simple, fast, and built around real business needs.

At BusinessLoans.ie, we believe fintech should be more than innovation for its own sake—it should empower business owners to act quickly and grow confidently. Here's what we took from this year’s summit—and how we're helping make that a reality.

🔍 Key Takeaways for Irish Business Owners

1. AI is Powerful, But People Still Matter

AI was everywhere at this year’s summit. From smarter underwriting to faster decisions, it’s transforming how finance works. But many speakers reminded us: technology must be grounded in trust, transparency, and responsibility.

At BusinessLoans.ie, we combine intelligent tools with real human support—so you get the clarity, confidence, and speed your business needs.

2. Accessing Finance Is Still Too Hard

Despite all the innovation, many Irish SMEs still face barriers: complex application processes, lack of guidance, and fragmented financial data. These roadblocks slow businesses down at the exact moment they need to move fast.

That’s why we make business funding as straightforward as possible. One short form gives access to multiple funding options—without the runaround.

3. Beware Staggered or “Tranched” Funding

One speaker shared a hard-earned lesson: staged funding—offered in instalments based on hitting milestones—can create serious cash flow problems. It sounds flexible, but can leave businesses short right when they need stability.

That’s why we work with lenders who offer clear, reliable, and timely funding, so you’re not left chasing the next tranche while trying to stay afloat.

Why More Irish SMEs Choose BusinessLoans.ie

✔️ Irish-based and Irish-owned
✔️ One simple form → access to Ireland’s top alternative lenders
✔️ Fast turnaround and funding for a wide range of needs
✔️ Options for working capital, stock, tax bills, equipment, expansion & more
✔️ Expert support from people who know the Irish market

Let’s Make Finance Work for You

The Fintech Summit 2025 showed just how fast the industry is evolving. But through all the change, one thing hasn’t: Irish businesses still need funding they can understand, trust, and use—without delay.

If you're ready to explore your finance options, call the BusinessLoans.ie team on 01 55 636 55 or APPLY HERE.